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AUB Development Manager
"The results for the first nine months of 2024 confirmed Intesa Sanpaolo's position as a European leader," CEO Carlo Messina said, recalling that Intesa Sanpaolo's market value now places it alongside BNP Paribas and Santander, despite the banks having significantly larger balances.
Carlo Messina CEO
Intesa Sanpaolo
"In 2024, we expect net profit to exceed 8.5 billion euros. The target indicator of net profit for 2025 has been increased to about 9 billion euros, - emphasized the CEO, - which reflects the significant potential of organic growth of our bank."
Among the main strengths mentioned by Messina's CEO:
- high profitability;
- stable results;
- solid capital;
- low level of risk, which allows the bank to play a unique role in supporting the real economy and social landscape of Italy.
In addition, the CEO recalled that in the first nine months of 2024, Intesa Sanpaolo provided more than 30 billion euros in medium and long-term loans to Italian households and businesses, and its employees in Italy received more than 4 billion euros in compensation.
Given that as of September 30, 2024, dividends have already been accrued in the amount of 5 billion euros, and 40% of this amount will go to Italian families and shareholder funds, the tax contribution of Intesa Sanpaolo for this period is 4.6 billion euros, which is EUR 700 million more compared to the first nine months of 2023.
AUB press center
To mark the 100th anniversary of World Savings Day, the National Bank of Ukraine is launching a new project - All-Ukrainian Financial Literacy Testing for Adults. This initiative is aimed at self-diagnostics of Ukrainians' own financial knowledge and their motivation for self-education in the field of financial literacy. In the future, this testing will become annual. THE ASSOCIATION OF UKRAINIAN BANKS IS THE INFORMATION PARTNER OF THE PROJECT.
The testing will last from October 31 to November 7 inclusive. All citizens over the age of 18 can take it online for free. To do this, you need to go to the educational website
Why is this important?
According to the results of the study "Financial Literacy, Financial Inclusion, and Financial Well-Being in Ukraine in 2021", conducted by the USAID Financial Sector Transformation Project in cooperation with the National Bank, a significant part of the population overestimates their level of financial knowledge. Thus, 45% of Ukrainians believe that they have an average level of knowledge in financial matters, although their real knowledge is often much lower. Particularly vulnerable are young people aged 18-19 and people over 60, whose financial literacy indicators remain lower than the average in Ukraine.
Andriy Pyshny
Governor of the National Bank of Ukraine
"We are launching the All-Ukrainian Financial Literacy Testing and every year in October-November we will offer Ukrainians to take an express check-up of their financial knowledge and receive free personal recommendations and a selection of materials from NBU experts to increase their own financial awareness," said Andriy Pyshny, Chairman of the National Bank.
Participants will be able to take the test both in organized groups and independently over the course of eight days, assess their knowledge, and receive recommendations for improvement. The approximate time to complete the test is about 20 minutes.
Yulia YevtushenkoDirector of the Communications Department of the NBU
"The all-Ukrainian testing is not only a self-test of knowledge, it is also a simulator into which we have "sewn" 20 real-life situations that millions of financial services consumers face every day. Test participants will receive personal recommendations and useful information for further study. This will help them prepare for similar financial situations in life," commented Yulia Yevtushenko, Director of the NBU Communications Department.
How to participate in the prize draw?
20 test participants will have the opportunity to win prizes from the National Bank by sharing their results on social networks*.
To do this, you need:
- pass the All-Ukrainian financial literacy test on the "Garazd" website
- share your test results on social networks (take a screenshot or photo);
- make a post from November 1 to 7 on your social media pages, adding the hashtag #NBU_fincheck and tagging the page "OK";
- fill out a short Google form, in which you must include a link
- participate in the draw for gifts from the National Bank.
20 gift boxes will be raffled off among participants who meet all the conditions.
AUB press center
From now on, PRAVEX BANK clients can receive a cashback of 10% when purchasing Ukrainian-made goods using the Bank's payment cards, but not more than 3,000 UAH per month. Note that the accrued cashback is paid only to the card that the user selects in the Diya application.
To receive cashback, PRAVEX BANK clients must:
Give consent to the transfer of transaction data in the PRAVEX ONLINE mobile application. For this, any cards with the status "active", both in hryvnia and in foreign currency, except for e-Renewal, are available.
- Purchase Ukrainian goods added by the manufacturer to a special list, paying with selected PRAVEX BANK cards in retail chains that have joined the program.
- In the Diya application, track the accrual of cashback and select the card to which the credit will be made.
- Cashback accrual is reflected in Diya the next day after the purchase of the product. If you already have an account for cashback accrual, Diya will prompt you to select it. If you have several accounts in different banks, select the one to which you want to receive payments. If you do not yet have such an account, Diya will prompt you to open it in one of the partner banks. Cashback for purchases made in the current month will be credited next month to the card you selected in the Diya application.
It is important to note that cashback funds can be spent on utility and medical services, as well as on mobile communications and assistance to the Armed Forces of Ukraine, etc. You must spend the accrued cashback funds by January 31, 2025.
You can check whether the National Cashback program is available for a product using the barcode scanner in the Diya application, which is located in the lower right corner of the National Cashback service
AUB press center
On the occasion of the 100th anniversary of World Savings Day, the National Bank initiates a new annual project - All-Ukrainian Financial Literacy Testing for Adults - ASSOCIATION OF UKRAINIAN BANKS - PROJECT INFORMATION PARTNER
This is your chance to assess your knowledge of personal finance, find out how prepared you are for daily financial challenges, and get practical advice to help you make effective financial decisions.
The NBU experts have prepared not just a test, but a real financial simulator. No “dry” facts or theoretical definitions - only situations that you are likely to encounter in real life.
What is waiting for you?
20 questions in 20 minutes and a result that will definitely surprise you.
We will also give away gifts to those who take part in the test.
We will tell you what kind of gifts in the following publications.
When?
The testing will run from October 31 to November 7.
For whom? How to take the test?
For everyone over the age of 18. You will be able to test your knowledge online on the “Okay” website
https://harazd.bank.gov.ua.
The test will be available on the website on October 31. It is absolutely free.
Don't miss the opportunity to test your financial literacy!
Join the National Bank of Ukraine's All-Ukrainian test.
