AUB partners news

The OVDP market in Ukraine has been showing steady growth year after year. According to the regulator, between January and April 2025, the government raised over UAH 159 billion from OVDP transactions at auctions, and a total of almost UAH 1,617 billion during the period of martial law. Such effective performance of the domestic debt market is largely a prerequisite for the financial stability of the country as a whole.

 

According to ASVIO Bank experts, OVDPs are a surprisingly convenient, profitable, and safe instrument for investors: our compatriots, national businesses, and non-residents. Conservative clients see bonds as a more profitable alternative to bank deposits, which is also fully guaranteed by the state. For innovators or newcomers who want to try their hand at investing, OVDPs are a starting point for balancing their ambitions with their capabilities and learning to manage investment risks. And market trends are currently very favorable for this. "In the first half of 2025, we formed a portfolio that is practically equivalent to what we achieved in 2024 as a whole. As a trader and custodian, ASVIO Bank has already exceeded 86% of last year's result. By the end of 2025, we expect to double our growth," emphasizes Vitaliy Martynovich, Deputy Chairman of the Bank's Management Board.

OVDPs are equally popular among individuals and businesses. This conclusion can be drawn at least by analyzing the structure of investments in government securities at ASVIO Bank: 49.5% are private investors, and 50.5% are business clients. However, the dominant currency remains the Ukrainian hryvnia, which, according to the regulator and market operators, is an indicator of confidence in the national currency.

The 7 main advantages of OVDPs, according to ASVIO Bank experts:

 The state guarantees 100% repayment of funds invested in OVDPs;

• OVDPs are highly liquid securities that can be easily sold on the secondary market if necessary to recover funds and lock in profits;
• The current yield on OVDPs exceeds the yield on bank deposits: up to 18.25% in hryvnia, up to 3% in US dollars, and up to 2.75% in euros;
• For private investors, income from OVDPs is not subject to taxation (no 18% personal income tax and 5% military tax is levied). For legal entities, it is taxed as passive income;
• It is possible to obtain credit funds against the collateral of bonds;
• A wide range of investment terms from one month to over five years; Main currencies: UAH/USD/EUR;
• Equal rights for OVDP holders: individuals or legal entities, residents or non-residents.

Vitaliy Martynovich advises paying particular attention to military bonds: "These are also investment securities, but they have a specific purpose. The funds are allocated to the needs of the Armed Forces of Ukraine and the needs of the state in wartime. This is, so to speak, a noble investment that not only brings profit but can also influence the sustainable development, economic stability, and defense capability of our country."