The Ministry of Social Policy has begun the process of completing banking regulations, as well as Ukrposhta, before testing the “Electronic account of the bank and Ukrposhta” on the Social Web Portal of electronic services of the Ministry of Social Policy.
The project is being implemented in collaboration with the Ministry of Social Policy and the DP “Information and Computing Center” for the employees of major banks that deal with payments of government social assistance. And it is technically possible to use the functionality of the “Electronic Bank Account”. The implementation of the project is aimed at accelerating the automation of social assistance payment processes for citizens who require them, which is one of the key directions of the work of the Ministry of Social Policy.
For current social assistance payments, social workers are involved in transferring payment data to banking institutions (for example, on USB sticks). This will require significant time for all banks to verify information from the relevant registers, which will enhance the process. Due to the increasing automation of wines, they are still ineffective.
How the project “Electronic account for the bank” will allow people access to payments
With the new functionality of Cabinet Bank, the process of paying social benefits has become much simpler, and the exchange of payment records can be done online. It would be better to automate and speed up the processing and verification of data of people who require payment, and also to work out the process of payment of state social benefits to help those who are more effective.
The bank’s electronic account is already available for testing on the Social web portal of electronic services of the Ministry of Social Policy (https://elcab.ioc.gov.ua/welcome) for banks.
What possibilities does the Electronic Account provide to the bank for social security authorities (OSZN)
- the possibility of transferring electronic payment records from social welfare authorities to banks;
- Formation and transfer of payment statements from the obligatory authorities to the local qualified electronic signature (KEP).
To start working in the Electronic Account of the bank, you need to: verify the validity of the established contract for the provision of services in the field of information with the DP IOC;
- Submit additional signature certificates and encryption that will be encrypted to software for access - to the email address:
This email address is being protected from spambots. You need JavaScript enabled to view it. .u
How to get to the bank’s Electronic Account: Follow the instructions and select the role of “Bank Specialist”, using your local KEP for access.
For supplementary meals, please contact the Unified Information System of the Social Sphere: Alina Kirilychenko Viktorivny tel. (044) 494-19-37 Email -
During the week, Ukrainians received 177 loans for the purchase of housing under the eOselya program
Last week, Ukrainians received 177 loans under the eOselya affordable loan program for UAH 303 million. In total, since the beginning of 2024, Ukrainians have received 6,973 loans for the purchase of housing worth UAH 11.9 billion.
Last week, loans at 3% interest rate were received:
- 81 military personnel and law enforcement officers;
- 12 teachers;
- 18 doctors;
- 4 scientists;
They received loans at 7%:
- 50 Ukrainians without their own housing;
- 4 IDPS;
- 8 veterans.
Most loans were issued in Kyiv region (55), Kyiv city (42), Lviv region (10), Ivano-Frankivsk and Odesa regions (8).
According to Andriy Teliupa, Deputy Minister of Economy of Ukraine, 13,298 families have received loans worth over UAH 21.3 billion since the start of the eHouse program. Since the beginning of the year, one-third of the loans have been issued for the purchase of housing on the secondary market - 4,924, and 1,564 real estate objects have been purchased from the developer, 485 of which are under construction.
Mr. Teliupa also noted that the eOselya program is constantly evolving - the government has recently amended the requirements for housing that can be purchased under the affordable mortgage program. The program is now focused on the primary market to stimulate the development of the construction industry.
Deputy Minister of Economy
“The government is updating the terms of the program to ensure that all Ukrainians who do not have their own housing or want to improve their living conditions can get an affordable loan on favorable terms. And the active development of the construction industry will help strengthen our economy,” he said in a statement.
884 thousand Ukrainians, or 95% of consumers who have marked their cards for cashback payments in Diia, see the accrued cashback. These are the results of four weeks of beta testing of the program.
Minister of Economy of Ukraine
“During the testing period of the National Cashback program, Ukrainians have already received UAH 42 million in cashback for purchases of Ukrainian goods. More than 1.6 million Ukrainians have joined the program and issued 1.8 million cards. However, only 926 thousand users have activated cards for payments in Diia. Therefore, for those who have not yet done so, there are a few simple steps: in the Diia app, in the Services section, select National Cashback and select a card for payments opened in one of the partner banks,” said Yulia Svyrydenko, First Vice Prime Minister of Ukraine, Minister of Economy of Ukraine.
Another outcome of the fourth week of cashback beta testing was the progress in transmitting transaction information by banks. Thanks to this, most consumers can already see the cashback accrued to them at the end of the next day after the previous one. For example, Diia users saw cashback for purchases made on September 29 in the evening of September 30. While the process of transmitting and processing transactions is not yet fully stable, adjustments are ongoing.
At the beginning of a new month, all users see the amount of cashback accrued in Diia for October. Ukrainians will receive cashback for September on their National Cashback card by October 20. Do not forget to mark the card for payments in Diia. Meanwhile, in a few days, you will be able to see cashback for the previous month in Diia. As of the beginning of this week, a number of retail chains have already labeled goods on the shelves and placed signs in stores about joining the National Cashback program. These are Epicenter K, Nova Liniya, Aurora, Tavria V, Kopilka, WOG, Budynok Igrashok, Apteka Z, Comfy, Simi, Thrash!
Over the past week, new retail chains have joined the project - Nash Krai, SPAR, Kolo. We would like to draw the attention of retail chains and individual stores that are just joining the program to the importance of marking cashback products on the shelves. A package of marketing materials for price tags, store entrance signs, etc. can be downloaded here.
The state's “national cashback” is already available for 235 thousand Ukrainian goods from 1234 local manufacturers.
As a reminder, to receive cashback from the state, you need to:
- Apply through the website or mobile application of a bank participating in the program or contact a branch.
The following banks have joined the program: PrivatBank, Monobank, Ukrgasbank, Sense Bank, FUIB, Abank, Globus Bank, UKRSIBBANK BNP Paribas Group, Oschadbank, Accordbank and Credit Dnipro Bank. - Identify the cards from which you pay for purchases and give the bank permission to transfer information about transactions from these cards in participating stores.
- Open a physical or virtual card to which cashback will be credited.
- In the Actions section of Services, select the National Cashback card for payments.
Cashback in the amount of 10% of the cost is accrued for the purchase of goods from Ukrainian producers included in the program. Exceptions are excisable products (fuel, tobacco, and spirits). Cashback also applies to medicines made in Ukraine, wine without alcohol and honey drinks.
The maximum amount of payments is UAH 3 thousand per month. The funds accumulated during the month will be transferred to the created card once a month until the 20th of the following month.
The funds received for participating in the National Cashback program can be spent on services such as utilities, transportation, medical treatment, mobile communications, sports, movies, etc. It will also be possible to donate to the Armed Forces or buy military bonds.
It will be impossible to withdraw cash from the account where cashback funds are credited. Cashback funds accrued in 2024 can be used until January 31, 2025.
For reference:
The National Cashback program is coordinated by the Ministry of Economy of Ukraine. The project is implemented by the Ministry of Digital Transformation of Ukraine, the State Tax Service, Oschadbank and authorized banks of Ukraine, and the Government Contact Center. The international payment system Mastercard is a technological partner in the program. The operational partner of the project is Visa, an international payment technology company.
More than 13,000 Ukrainian families have become homeowners thanks to eHouse for more than UAH 21 billion. These are the results of the eHouse program, which was launched two years ago, according to Ukrfinzhytlo.
2022: the program started as a 3% mortgage for certain categories - military and law enforcement officers, doctors, teachers, and scientists.
2023: we launched a mass mortgage at 7% per annum for all Ukrainians in need of housing.
2024: we added private houses to eHouse, implemented the possibility to use the #eRestoration certificate and reduced the down payment for young people.
This year, we also focused on the primary market and significantly increased the choice of housing at the construction stage: there are already 82 developers, 101 residential complexes and 174 houses in eOselya.
“Today, eOselya is one of the most successful mortgage lending programs since Ukraine's independence and is the undisputed leader,” said Yevhen Metzger.
More figures:
the most popular category under 3%: military and security personnel (7,419)
the most popular category under 7%: Ukrainians who want to buy their own home (2,691)
the most popular partner bank: Oschadbank
the most popular region for consumers: Kyiv and Kyiv region
average housing area 56.6 square meters
average real estate value: UAH 2.2 million
UAH 90.9 million was paid by authorised banks to farmers under the programme of partial compensation for the cost of agricultural machinery and equipment made in Ukraine (25%). The Ministry of Economy approved the relevant orders within three months of the state support programme.
Deputy Minister of Economy of Ukraine
‘This government programme is very popular among farmers and Ukrainian producers and demonstrates real results. In just three months of the programme, agricultural producers have received payments from the state for the purchased Ukrainian machinery. The number of participants in the programme, both farmers and machinery manufacturers, is constantly growing, and the supply of agricultural machinery and equipment on the market is increasing, which stimulates the development of the machine-building industry, which means jobs, taxes and the country's budget. We have allocated UAH 1 billion for the programme for 2024, so I urge agricultural producers and machinery manufacturers to join the programme, which is part of the Made in Ukraine policy,’ said Andriy Teliupa, Deputy Minister of Economy of Ukraine.
In particular, they received compensation:
- in April - over UAH 220 thousand (3 farmers);
- in May - over UAH 18.6 million (93 farmers);
- in June - almost UAH 72.2 million (204 farmers).
Over the three months of the programme, 300 agricultural enterprises purchased 460 units of Ukrainian machinery and equipment worth UAH 435.5 million.
According to the data received from authorised banks, almost UAH 62 million of partial compensation for the purchase of Ukrainian-made agricultural machinery and equipment is planned to be paid to farmers in July.