Financial sector news

eHousing: Since the beginning of the year, Ukrainians have received affordable housing loans worth UAH 14.6 billion

Since the beginning of 2024, Ukrainians have taken out 8,515 loans worth UAH 14.6 billion to purchase housing under the eOselya affordable mortgage program. In particular, the number of loans for housing from the developer is growing - 2,054 Ukrainian families have already become owners of housing from the developer, which is 24.1% of the total number of loans since the beginning of the year. This was announced by Deputy Minister of Economy of Ukraine Andriy Teliupa.


"In total, 14,840 families have already received loans worth over UAH 24 billion since the program's inception. The government has set the primary housing market as a priority for the eHouse program. This stimulates the development of the domestic construction industry and enables Ukrainians to improve their living conditions. Currently, there are preferential rates of 3% interest for certain categories of the population and 7% interest for all other citizens of Ukraine,” said Andriy Teliupa.


Over the past week, 129 loans worth UAH 222 million were disbursed, including loans at 3% interest:

  • 39 military and security personnel
  • 9 teachers
  • 5 doctors
  • 1 scientist

They received loans at 7%:

  • 49 Ukrainians without their own housing
  • 4 IDPS
  • 4 veterans

Most loans were issued in Kyiv region - 34, Kyiv - 27, and Lviv region - 10. By type of real estate, 69 Ukrainians received loans for first-time buyers, including 33 properties under construction, and 42 loans were issued for the purchase of housing on the secondary market.
For reference.
The eHouse program is one of the components of the “Made in Ukraine” policy aimed at stimulating demand for Ukrainian products and creating favorable conditions for the development of production. The program was launched in October 2022. It is being implemented by the Ministry of Economy in cooperation with the Ministry of Digital Transformation and Ukrfinzhytlo. The partner banks of Oselya are Oschadbank, Privatbank, Ukrgasbank, Globus Bank, Sky Bank, Sense Bank, Credit Dnipro Bank, MTB Bank, TASKOMBANK, BISBANK, and Radabank.

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