AUB News

Lively, professional, and sharp-minded—this is how the panel discussion “Consumer Microcredit in Ukraine: Current Status, Prospects, Development, Future” turned out to be, bringing together representatives of the NBU, parliament, business, and relevant associations.

Participants discussed interest rate regulation, the return of verification through Diya, and the fight against unlicensed companies.

Volodymyr Sukhanov, Director of the NBU's Non-Banking Institutions Supervision Department, emphasized that the market had adapted to the restrictions and that credit companies had not become unprofitable. People's Deputy Olga Vasilevska-Smaglyuk announced the resumption of verification through “Diy” by the end of the year, and AUB President Andriy Dubas called for uniform rules for banks and non-banking institutions.
Serhiy Sinchenko, Chairman of the AUB Committee on Non-Bank Lending and CEO of Moneyveo, drew attention to the threat of the “gray” zone — the activities of unlicensed players who undermine confidence in the entire market.
The discussion also touched on financial literacy and the role of responsible lending. Participants agreed that the market is recovering and that transparency and trust are key to its sustainable development.

See how the frank conversation between business and government unfolded on the Ukrainian Banking Association's YouTube channel.