AUB News

The Ukrainian financial sector continues to demonstrate its demonstrative and dynamic growth even during the challenges of martial law. On March 13, 2025, the "Main Financial Award of the Year" ceremony, organized by the Association of Ukrainian Banks, was held at the Premier Palace Hotel Kyiv. The event brought together more than 90 representatives of leading banks, financial institutions, state and regulatory authorities, confirming the importance of open competition and innovation in the financial and banking industry.

The “Main Financial Award of the Year” not only recognizes market leaders, but also contributes to increasing transparency, competition and quality of financial services in Ukraine. This year, the rating award of the Association of Ukrainian Banks once again confirmed the high standards of work of financial institutions and stimulates the further development of the banking sector.
The award traditionally recognizes institutions that demonstrate dynamic growth, stability and efficiency. The Main Financial Award of the Year from AUB is an objective rating award, but is based on real statistical indicators.
The winners were determined on the basis of official reporting of banks. The evaluation methodology was based on the analysis of key financial indicators, which ensures transparency and objectivity of the award.

The main evaluation criteria were:

• Asset indicators,
• Indicators of loans to individuals and legal entities,
• Indicators of deposits to individuals and legal entities,
• Indicators of return on assets (ROA) and capital (ROE),
• Indicators of acquiring,
• Indicators of payment card issuance,
• Indicators of loans to small and medium-sized businesses,
• Indicators of growth of the banking network,
• Indicators of guarantee issuance,
• Indicators of issuance of government bonds and other key financial indicators.
• Indicators of growth of the loan portfolio under the E-home program.

This approach to awards ensures not only objectivity in the selection of winners, but also reflects real market trends, stimulating companies to improve work standards.
To objectively assess the dynamic indicators of banks based on the results of the year, AUB experts divided them into groups by the size of assets and origin of capital. This distinction allowed us to take into account different levels of effort that ensure the achievement of nominal nature indicators for banks with large assets.

The winning banks are divided into the following groups:

1. Banks with state share
2. Banks of foreign banking groups:

• assets from UAH 10 billion
• assets up to UAH 10 billion
  Banks with private capital
• assets from UAH 10 billion
• assets from UAH 2 billion to UAH 10 billion
• assets up to UAH 2 billion

Based on statistical data, the Association of Ukrainian Banks analyzed and calculated the main indicators, which allowed placing the winners in each category. This approach creates conditions for competition between banks of different scales and makes it possible to objectively assess their development over the year.

The winners of the "Main Financial Award of the Year - 2025"

this year the winners in their categories were:
Banks:

• JSC "A-Bank"
• JSC "AB Radabank"
• JSC "Agroprosperis Bank"
• JSC "Altbank"
• JSC "Bank 3/4"
• JSC "Bank Alliance"
• JSC "Bank of Investments and Savings"
• JSC "EPB"
• JSC "Idea Bank"
• JSC "KB Globus"
• JSC "Kreditvest Bank"
• JSC "Credit Europe Bank"
• JSC "Credit Agricole Bank"
• JSC "Krystalbank"
• JSC "Oxy Bank"
• JSC "Oschadbank"
• JSC "First Investment Bank"
• JSC "MTB Bank"
• JSC "Pravex Bank"
• JSC "Piraeus Bank MKB"
• JSC "Raiffeisen Bank"
• JSC "Sens Bank"
• JSC "Sky Bank"
• JSC "Tacombank"
• JSC "Ukreximbank"
• JSC "Ukrgasbank"
• JSC "Ukrainian Bank for Reconstruction and Development"
• JSC "Universal Bank"
• Joint-Stock Bank "Pivdenny"
• JSC "Unex" bank"
• JSC JSCB "Lviv"

Non-bank financial institutions

• PJSC "Ukrfinzhitlo"
• LLC "Winner Leasing"
• LLC "Aventus Ukraine"
• LLC "Global-Finance"
• LLC "Maniveo Quick Financial Assistance"
• Online insurance platform "Ukasko"

The award ceremony became an important support for Ukraine, confirming the high level of competition and the desire of financial institutions for development, innovation and sustainability.

  Andriy Dubas
AUB PRESIDENT

 

 

"The main financial award of the year is not just an award. It is an indicator of trust, a marker of stability and efficiency. In conditions of war and global turbulence, financial institutions play a key role in supporting the role of the economy, developing entrepreneurship, and attracting investment," noted AUB President Andriy Dubas.

The participants of the event noted that thanks to such an initiative of AUB as the "Main Financial Award of the Year", banks and non-bank financial institutions support not only recognition, but also a powerful impetus for further improvement of services and implementation of innovations.
The Association of Ukrainian Banks expresses its gratitude to the general partner - the online insurance platform Ukasko, as well as - Sense Bank and the all-Ukrainian online payment acceptance service IPay for supporting the event.