Financial sector news

The state budget for 2026 provides for the expansion of programs to support Ukrainian businesses with a focus on affordable lending, innovative development, and economic modernization, according to the press service of the Ministry of Finance. The government is maintaining funding for instruments that help businesses operate in wartime conditions, restore production, create jobs, and attract investment. Total spending for these purposes in 2026 amounts to UAH 51.8 billion.

One of the key support mechanisms remains the “Affordable Loans 5-7-9%” program, which is implemented through the Entrepreneurship Development Fund. UAH 18 billion has been allocated in the budget to finance it. The program is aimed at supporting business working capital, developing micro, small, and medium-sized enterprises, and stimulating investment in production capacity.

Significant funding is also provided for the “єОселя” affordable mortgage program. In 2026, Ukrfinzhytlo plans to allocate UAH 17.1 billion for its implementation. This should help provide citizens with housing, as well as support the construction industry and related sectors of the economy, boosting business activity in the regions.

The budget allocates UAH 7.4 billion for innovation development, which will be directed to the Innovation Development Fund. The funds will be used to support defense technologies within the Brave1 platform, create new models of equipment and machinery for defense needs, develop robotics and unmanned technologies, and implement specialized research projects.
A separate block of funding is allocated to direct business support programs, which will receive UAH 4.9 billion. This includes grant instruments, support for industrial parks, the development of processing, and the stimulation of investment activity by enterprises.

The budget also focuses on strategic areas of economic transformation. The decarbonization fund will receive UAH 1.9 billion for the implementation of low-carbon technologies, modernization of production, and adaptation of businesses to European environmental standards. Lending for energy efficiency projects will also continue.
Another UAH 1.9 billion is earmarked as Ukraine's contribution to the US-Ukraine Investment Fund for Reconstruction, which is intended to be a tool for attracting private and institutional investment in key sectors of the economy and ensuring the country's long-term modernization.

The Energy Efficiency Fund will receive UAH 0.6 billion in 2026. These funds will be used to co-finance projects to improve the energy efficiency of housing and support the restoration of damaged households.