Financial sector news

The National Bank of Ukraine has published data on the financial results of the banking system for the first three quarters of 2025

PrivatBank, Oschadbank, Raiffeisen Bank, Ukreximbank, and Universal Bank (mono) were the most profitable in the third quarter of 2025, according to Interfax-Ukraine.

  • PrivatBank received UAH 50.63 billion in net profit, which is 4.7% more than in the same period last year and accounts for 42.4% of the total profit of the banking system.

  • Oschadbank — UAH 13.88 billion (+17.3%)

  • Raiffeisen Bank — UAH 7.33 billion (+19.2%)

  • Ukreximbank — UAH 6.96 billion (+18.5%)

  • Universal Bank (mono) — UAH 5.1 billion (+27.7%)
    The banks ranked sixth to tenth showed a decrease in profits on an annual basis:

  • FUIB — UAH 4.79 billion (-7.6%)

  • Ukrsibbank — UAH 4.11 billion (-18.5%)

  • OTP Bank — UAH 3.90 billion (-6.5%)

  • Ukrgasbank — UAH 3.90 billion (-16.5%)

  • Credit Agricole Bank — UAH 3.63 billion (-29.0%)

According to the regulator, five other banks earned more than UAH 1 billion in net profit in the first nine months of this year: Citibank – UAH 3.18 billion (-13.8%), state-owned Sens Bank – UAH 2.64 billion (-21.9%), Pivdenny Bank – UAH 2.11 billion (+7.9%), A-Bank – UAH 1.22 billion (+21.3%), and Kredobank – UAH 1.1 billion (-11.0%).

Eleven out of 60 banks ended the first nine months of 2025 with losses.

In particular, the largest loss was incurred by RVS Bank, which was withdrawn from the market in early November – UAH 139.6 million compared to UAH 10.6 million in profit last year, with the financial institution's assets falling by 63% over the year to UAH 1.65 billion. The second largest loss was incurred by the nationalized PIN Bank, which lost UAH 44 million, after also posting a loss of UAH 34.9 million in the first nine months of last year. Alliance Bank rounded out the top three with a loss of UAH 42.6 million, after posting a profit of UAH 51 million in the first three quarters of last year.

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The mission of the Association of Ukrainian Banks is to support the development of the national banking system. The AUB cooperates with the Verkhovna Rada of Ukraine on improving the legislation governing banking activities, and interacts with the National Bank of Ukraine on regulatory support for the functioning of banks and non-bank financial institutions. The CBA takes care of the professional development of bank employees, expands international relations with associations and banking institutions of other countries.

 

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