Financial sector news

Almost UAH 50 billion for business development: the 5-7-9% program is an important investment tool in wartime

Ukrainian entrepreneurs continue to invest even during the war. During the period of martial law alone, businesses received UAH 49.94 billion for investment purposes under the state program “Affordable Loans 5-7-9%.” This means that despite security challenges, entrepreneurs are actively modernizing production, purchasing equipment, and expanding capacity.

In total, more than 90,800 loans worth UAH 338.6 billion have been issued under the program during the war, of which UAH 172.4 billion came from state-owned banks. Part of these funds is directed towards the processing of agricultural products (UAH 48.65 billion), financing working capital (UAH 77.58 billion), and supporting businesses in areas of high military risk (UAH 43.17 billion).

Last week alone, entrepreneurs attracted 717 new loans worth UAH 1.9 billion, of which 525 loans worth UAH 1 billion were from state-owned banks. Since the beginning of 2025, more than 21,200 loan agreements worth UAH 62.1 billion have been concluded.

Since the program's launch, entrepreneurs have received 125,700 loans worth UAH 428.2 billion, of which UAH 199.1 billion came from state-owned banks.

The program is being implemented by the Entrepreneurship Development Fund under the coordination of the Ministry of Finance of Ukraine. Today, 46 banks are cooperating with the Fund, and the state continues to compensate part of the interest rates so that businesses can invest in their future even in the most difficult times.

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The mission of the Association of Ukrainian Banks is to support the development of the national banking system. The AUB cooperates with the Verkhovna Rada of Ukraine on improving the legislation governing banking activities, and interacts with the National Bank of Ukraine on regulatory support for the functioning of banks and non-bank financial institutions. The CBA takes care of the professional development of bank employees, expands international relations with associations and banking institutions of other countries.

 

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