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The share of non-performing loans in the banking system fell to 25.3%, according to the NBU

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The share of non-performing loans (NPLs) in the banking sector continues to decline and stood at 25.3% as of September 1, 2025. This is 4.9 percentage points less than at the beginning of the year, according to the NBU.

The main factor behind the decline was the growth in the volume of new loans of higher quality. In particular, the gross loan portfolio of banks in January–August grew by UAH 183.5 billion, or 14.1%, to UAH 1.482 trillion. At the same time, the volume of non-performing loans decreased by UAH 17.7 billion, or 4.5%.

The share of NPLs among individuals decreased by 2.3 percentage points over eight months to 13.2%, and among businesses by 5.7 percentage points to 33.2%.

Excluding the debts of the former owners of JSC CB PrivatBank and old problem debts of state-owned banks, the NPL level as of September 1 was 20.0% in state-owned banks and 14.6% in the banking system as a whole.

For more details, see link.

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The mission of the Association of Ukrainian Banks is to support the development of the national banking system. The AUB cooperates with the Verkhovna Rada of Ukraine on improving the legislation governing banking activities, and interacts with the National Bank of Ukraine on regulatory support for the functioning of banks and non-bank financial institutions. The CBA takes care of the professional development of bank employees, expands international relations with associations and banking institutions of other countries.

 

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