AUB partners news

Profitable, fast, reliable: NovaPay bonds now offer higher rates

NovaPay* has updated the rates on its corporate bonds for private investors, increasing yields on short- and medium-term bonds (1 to 9 months).

Now, the yield on these bonds ranges from 12% to 17.75% per annum, depending on the selected period. The rate on annual bonds remained unchanged at 18%.

“Ukrainians vote with their hryvnia by investing in our securities. They buy mostly short- and medium-term bonds. We are responding to this demand by increasing the yield on virtually our entire line of securities — from one to nine months,” comments Igor Prykhodko, CFO of NovaPay. “Confidence in our investment instruments is growing, and we consistently support it with stable, competitive conditions. Our goal is to ensure that investing with NovaPay remains simple, understandable, and profitable for everyone.”

Current rates as of October 23, 2025:

  • 1 month — 12%;
  • 2 months — 14%;
  • 3 months — 15.5%;
  • 4 months — 17%;
  • 6 months — 17.5%;
  • 9 months — 17.75%;
  • 12 months — 18%.

You can invest without visiting a branch — simply use the NovaPay app:

On the main screen, select “Savings,” then go to the “Bonds” section.
Specify the term and amount of the investment.
Confirm the application, sign the documents via Diya.Sign, and pay.
The app automatically displays the expected payment amount, and after the term of the agreement expires, the income is automatically credited to the client's account in NovaPay.

As a reminder, NovaPay issued nine series of corporate bonds in 2023–2024, and added three more series in 2025: J, K, and L. NovaPay corporate bonds have a uaAA credit rating assigned by Standard Rating, which indicates very high creditworthiness compared to other instruments on the market.

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The mission of the Association of Ukrainian Banks is to support the development of the national banking system. The AUB cooperates with the Verkhovna Rada of Ukraine on improving the legislation governing banking activities, and interacts with the National Bank of Ukraine on regulatory support for the functioning of banks and non-bank financial institutions. The CBA takes care of the professional development of bank employees, expands international relations with associations and banking institutions of other countries.

 

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