AUB partners news

NovaPay has improved its credit card: benefits, quick top-ups, and statements in the app

NovaPay has added three new features for credit cards, making them even easier and more profitable to use. The updates concern the accrual of benefits, functionality for quick replenishment, and easy generation of references and statements.

More details about the updates:

  • The bonus program now works for credit cards: up to 20% benefit for paying for Nova Poshta delivery or cash on delivery. The main condition is that the parcel must be registered with cash on delivery.
  • when it's time to make your next payment, we've added “hot keys” — prompts with the minimum amounts to pay off. You can now top up your card with one touch, without entering the amount manually;
  • you can also instantly generate a statement of accrued payments and interest in the app — no waiting or calls to support. In addition, account statements, which were previously only available in Ukrainian, can now be generated in English.

“We are developing the NovaPay app as an addition to everyday financial comfort, listening to our users and constantly improving the service. A credit card should not only be a convenient tool for shopping, but also provide additional benefits,” comments Yana Levada, Director of Business Development at NovaPay.

You can apply for a card in the NovaPay app in just a few clicks. To do this, you need to:

  • on the main screen, select the “Loans” → “Apply for a credit card” section;

  • wait for the scoring result — it takes up to 10 seconds;

  • find out your credit limit and terms;

  • sign the documents and create a PIN code for the card. Done!

The maximum credit limit is up to UAH 200,000. The base interest rate is 60% per annum, the real rate is 79.59%. The grace period is up to 62 days, the credit line is revolving, i.e. after repayment, the available limit is automatically renewed. The loan term is 12 months.

NovaPay is an international financial service from the NOVA (Nova Poshta) group of companies, which has been providing online and offline payment solutions in more than 3,600 branches for 13 years. NovaPay became the first non-banking institution in Ukraine to receive an extended license from the NBU to open accounts and issue cards.

* The credit card was created from the credit products of two companies operating under the NovaPay brand: cards from NovaPay LLC and a revolving credit line from NovaPay Credit LLC.

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The mission of the Association of Ukrainian Banks is to support the development of the national banking system. The AUB cooperates with the Verkhovna Rada of Ukraine on improving the legislation governing banking activities, and interacts with the National Bank of Ukraine on regulatory support for the functioning of banks and non-bank financial institutions. The CBA takes care of the professional development of bank employees, expands international relations with associations and banking institutions of other countries.

 

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