Expert opinion

 

"We will focus on the primary market (...) and maybe not even possible, let's promise: we will completely close the secondary market as such, maybe in a year", - noted the head of "Ukrfinzhitla"
According to him, such a step is part of a larger strategy of adaptation to the changing demands of society and improvement of housing conditions for citizens.
In addition, the chairman of "Ukrfinzhitla" emphasized that the company plans to provide about 12,000 mortgage loans worth UAH 20 billion in 2024, hoping for the support of the international community to increase these volumes.
"If we manage to agree, perhaps, on some kind of support with our international society, we will increase these volumes. The program scales very easily," he emphasized.

Reference:
The YeOsel affordable mortgage lending program was launched in Ukraine in October 2022, offering preferential mortgages at 3% per annum up to 20 years with a down payment of 20% of the housing cost. Contract servicemen of the Armed Forces of Ukraine, employees of the security and defense sector, medical workers, teachers, researchers can join the program. From August 1, 2023, participation in the "eOselya" program at 7% per annum became available to war veterans, participants in hostilities, internally displaced persons (IDPs) and citizens without their own housing. As of January 17, the volume of loans issued under the program reached UAH 9.993 billion, providing housing for 6,654 families. Seven partner banks, including members of the Association of Ukrainian Banks, are integrated into this program. To date, the following are involved in the program: Oschadbank, PrivatBank, Ukrgasbank, Globus Bank, Sky Bank, Ukreximbank and Sens Bank. You can apply for participation in the program through the Unified State Services Portal "Diya".