Expert opinion

Positive sentiments prevail among banking institutions regarding the expansion of credit volumes, while they actively include plans for the recovery of credit operations in their development strategies and plan to increase the volume of credit portfolios. This opinion was expressed by Vasyl, a member of the National Bank of Ukraine board Furman.

"Credit activity is recovering gradually. During 2023, the net volume of loans granted to the population increased by 22%, mainly due to the renewal of lending with the help of payment cards, as well as the growth of mortgage lending , in particular with the help of the YeOselya program, Furman reported. He also noted that the net volume of loans in hryvnias decreased by 1.5% during the year.
"However, analyzing the period from June to December last year, we observe positive dynamics of the increase in lending to the corporate sector," Furman added.

According to him, the banking sector remains optimistic about the growth of lending volumes, integrating these plans into their long-term strategies and preparing to increase their loan portfolios.

"It is expected that the average growth of the loan portfolio will be about 10%", - emphasized the member of the NBU Council.

We would like to remind you that the total amount of deposits of individuals in Ukrainian banks during January - November 2023 increased by UAH 118.7 billion, reaching UAH 1,170.2 billion at the beginning of December.< /p>