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eOselya continues to lend to Ukrainians despite significant increase in demand

eOselya continues to lend to Ukrainians despite significant increase in demand

Despite a significant increase in demand for affordable mortgages, eOselya continues to operate. Last week alone, 291 loans were issued for UAH 510 million. While in 2023, on average, 487 loans for UAH 737 million were issued per month on eOselya,  according to Ukrfinzhytlo.

Therefore, despite the extra demand, partner banks continue to lend to Ukrainians under the program. In the last two days alone, customers have received 79 mortgages for UAH 141 million. And since the beginning of 2024, 4,031 families have already received loans for their own housing for more than UAH 6 billion.

“Ukrfinzhytlo attracts loans from Ukrainian banks to finance eHousing, which, in the context of increased demand, requires additional time to approve transactions with the relevant government agencies. Nevertheless, the company continues to work to meet even the high demand of citizens. The partner banks of the program, in turn, plan to conclude the agreed transactions in the near future,” the statement said.

The members of the Association of Ukrainian Banks - Ukrgasbank, Globus Bank, Sky Bank, Ukreximbank, MTB Bank - participate in the eHouse program.

 According  to the Ministry of Economy of Ukraine, 4,000 Ukrainian families have taken out loans to purchase housing under the eOselya program for UAH 6.7 billion since the beginning of 2024. Every third loan was for the purchase of a first-time home. In total, 10,277 families have taken out loans worth over UAH 16 billion since the program's launch.

For reference:

The eHouse program is one of the components of the “Made in Ukraine” policy aimed at supporting Ukrainian producers and stimulating demand for domestic products. The program was launched in October 2022. It is being implemented by the Ministry of Economy jointly with the Ministry of Digital Transformation and Ukrfinzhytlo. The partner banks of eOselya are Oschadbank, Privatbank, Ukrgasbank, Globus Bank, Sky Bank, Ukreximbank, Sense Bank, Credit Dnipro Bank, and MTB Bank.



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The mission of the Association of Ukrainian Banks is to support the development of the national banking system. The AUB cooperates with the Verkhovna Rada of Ukraine on improving the legislation governing banking activities, and interacts with the National Bank of Ukraine on regulatory support for the functioning of banks and non-bank financial institutions. The CBA takes care of the professional development of bank employees, expands international relations with associations and banking institutions of other countries.



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