Ukraine’s financial market is moving to a new level of digital interaction with customers. ShvidkoGroshi (Spovizhchiy Tsentr LLC) officially confirms that integration with the “Diya” app is already up and running and is being used in the lending process by non-bank financial institutions.
This is not a pilot, a test, or a future plan—it is already a reality that is transforming the convenience and security of financial services.
Access to “Diya” is limited to companies licensed by the NBU.
It is important to understand: only licensed financial institutions supervised by the National Bank of Ukraine can work with “Diya”’s state services. This is a key indicator of reliability for customers.
- To gain access, a company must:
- hold a valid NBU license
- pass a comprehensive audit
- meet security and data processing requirements
- complete official authorization within the system
In the case of ShvydkoGroshi, this process took about a month
The bottom line for the customer is simple: if a company operates through “Diya,” it has been verified by the government.
Here’s how it works for the customer, using a modern multi-sharing mechanism:
The customer submits a loan application
selects the identification method via the “Diya” app
Confirms the transfer of documents in the Diya app with just a few clicks
The customer’s data is sent to the lender and used for verification
No scans, no photos of documents, no typos, and no errors.
Why is this a revolution for the market? – Integration with “Diya” radically changes the situation. ShvydkoGroshi receives data directly from government registries, with the customer’s permission, which means:
accurate customer identification
faster verification
objective assessment of creditworthiness
significantly higher level of security
Thanks to this integration:
loan decisions are made faster
fraud risks are significantly reduced
the client receives the most transparent service possible
This is the standard toward which the entire market is moving.
“Diya” will become the new standard, just as BankID once became the norm for the financial market; integration with “Diya” is already becoming the baseline standard.
And it is licensed companies, such as ShvidkoGroshi, that are the first to implement these solutions, setting the quality standard for the entire industry.
ShvydkoGroshi is more than just lending.
It’s about technology, security, and trust, all backed by the government.
